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Supermoney is developing a unique digital wallet. In-store and online, customers can pay with a simple QR scan. The product runs on a system of smart contracts that effectively and efficiently manage counterparty risk, protecting both buyer and seller. The contracts are deployed on a permissioned blockchain called Superledger. The solution permits full automation of the transaction lifecycle from order to delivery. Superledger is an encrypted, distributed payments network that allows financial institutions to issue digital cash and other digital assets in the form of tokens.