Neal Crouch, Chief Risk Officer of BMW Financial Services NA, LLC. has over 20 years of financial services experience within the captive lending business. His primary focus has been on Finance, Risk and New Business Development. He began his career with BMW Financial Services in 1994 as an Accounting Clerk and quickly developed his wealth of knowledge on all aspects of accounting and reporting in a variety of positions in Ohio and then relocated to our New Jersey office in 2000. Neal has held several positions in NJ including Financial Planning Manager, Latin American Project Manager, General Manager, Regional Finance and Business Development, and his most recent role as General Manager, Controlling and Reporting. His vast experiences across the Americas region provides consistent value to BMW Financial Services NA, LLC and the BMW Group.