Phil Masi is the President and CEO of BMW Bank of North America, a subsidiary of BMW Group Financial Services. Phil has 13 years of experience with BMW Group Financial Services, beginning his career with BMW Group Financial Services in 2005 as General Manager, Risk Management. In 2011, he was promoted to Chief Risk Officer for SF2-US, and subsequently assumed his current role as President of BMW Bank in March 2016. Prior to joining BMW Group Financial Services, Phil held a variety of positions at Volvo Finance North America, including Chief Financial Officer from 2000 to 2005. Phil is a CPA and began his career with the audit team at PwC, and later held several positions with the PepsiCo International Financial Controlling teams. Phil has a Bachelor’s degree in Accounting from Manhattan College and his Master’s degree in Business Administration from Pace University.